Action Auto
for your fast approval. We finance every deal with affordable down payments.
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We finance all levels of credit

Oxford Florence Decatur Tupelo Columbus

We Make It Easy

Trade Forms
What to Bring?
1. Bring your two most recent paystubs
2. Valid Driver’s License
3. Be prepared with 5 references
4. Down Payment
Steering Wheel
What can you Expect?
1. Submit application
2. Central Underwriting office will review
3. Closing via video conference with an underwriting specialist
Leave Happy
Drive away with Confidence!
1. Make payments easily via phone or online at
2. For any account or service-related information, call 1-888-859-2615
  • Roger P
    more than a year ago
    I had a great experience shopping for my first car at Action Auto. The salesperson was very helpful and I am loving my new Escape.
  • Aisha B.
    more than a year ago
    I love that they did not hold my past against me. And I got blessed with a really nice looking nice running 2011 vehicle. They did not limit me to something I didn't want but I was able to still get the car of my desire.
  • Michael H.
    more than a year ago
    Great service! And the salesman Louis was very helpful and courteous. Whole experience took less than hour.
  • Jamie D.
    more than a year ago
    Easy to deal with. Perfect down payments.
  • Jordan R.
    more than a year ago
    I couldn't be happier to get my first car from here at Action Auto the team is great and are willing to help you out with what benefits you!!!
  • Tim M.
    more than a year ago
    Friendly people, nice cars
  • Steven C.
    more than a year ago
    We love Action Auto, our credit was less then perfect and the team set up on an awesome buy here pay here plan! Thanks Action Auto!
  • Barbara Tinnel
    more than a year ago
    My experience with action auto was great. Everyone was friendly. Jolynn was so helpful she walked me through the entire process. She allowed me time to choose what I wanted and not feel pressured all while making sure I never felt alone. I recommend action auto to everyone especially those with unique circumstances. Also the receptionist was friendly and knowledgeable. She really warms the office atmosphere. Thanks a lot.
  • Ionna Jackson
    more than a year ago
    I had the pleasure of talking to this guy named Kevin on the phone one day... I informed him the I was looking to purchase something.. the color was gold SUV... A few days later, I kept my word, I showed up... well.... I didn't get my gold SUV but Kevin made sure i was gonna be satisfied... the Oxford crew was amazing ... they went beyond the call of duty and I thank you for a job well done... they made me feel like family
  • Kathryn Morris
    more than a year ago
    My experience with Action Auto in Oxford, MS was wonderful.. The girl that sits in the front (can't remember her name) was excellent..from the time I walked in I was greeted with her smiling face.. I had just met her and it seemed like I had know her my whole life.. she is what customer service is all about.. she introduced me to Jolynn .. she definitely put me in the right hands.. Jolynn kept in touch with me daily and got the job done...Me credit isn't good at all and she worked with me so I could get approved!! The best car buying experience I have ever had..again.. shout out to y'all's Oxford crew!!They do a wonderful job!!!! Thanks guys!!!
  • Katrina Delaughter
    more than a year ago
    I had a great experience here!!! It was easy and fast....I went in so nervous and was easily calmed. The staff was great. I would definitely recommend Action Auto to my friends and family!!! Thanks again Action Auto!!!
  • Brad Freeman
    more than a year ago
    Have my 2008 Chevy Malibu from them had it almost 5 years now and couldn't ask for a better company.
  • Aisha Berry
    more than a year ago
    I Love that they did not hold my past against me. And I got blessed with a really nice looking nice running 2011 vehicle. They did not limit me to something I didn't want but I was able to still get the car of my desire. To God be ALL the Glory!
  • Shevron Williams
    more than a year ago
    Service was excellent and salesman and manger are very knowledgeable about the vehicles they have on there lot .and young lady at the desk was very professional and friendly ,got up and was at the window of her office before I got in the door good that's a plus !!!!!!!

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Meet Our Team: Trevor Taylor

Putting a smile on each client's face is what keeps Trevor Taylor motivated.

As the top salesman at Action Auto’s Columbus location, Trevor Taylor has seen first-hand the positive, life-changing impact that his line of work has on those in his community.

“In our business, we work with people that come to us as their last hope,” he says. “Everybody has turned them down, and I can reassure them that it’s not a problem. We always guarantee approval.”

Giving someone the power to get to work, drop their kids off at school, or drive to the grocery store is an empowering experience, one that Taylor is passionate about.

“It feels good to see our clients smile and be so happy. Having a vehicle is important for day-to-day life, and it is rewarding to help someone get that access despite their financial hardships,” Taylor says.

When Taylor isn’t making a sale, he’s normally occupied as the store’s sales manager, which entails keeping up to date with the daily activities of the lot. Taylor is responsible for logging calls, following up with appointments and ensuring each vehicle is accounted for and clean.

The small details help each client feel cared for and reassured while they make a big decision,” he says.

Taylor’s commitment to changing people’s lives doesn’t end at just the lot. He is active with his home church in Starkville and has set up an Action Auto sponsorship for a local little league team, which has been extremely rewarding for Trevor in his commitment to giving back and being involved with his community.

Aside from car sales and community involvement, Taylor enjoys spending time outdoors in his hometown of Starkville, Miss., with his 10-year-old daughter, Skylar. Skylar was born on St. Patrick’s Day and Taylor considers her his lucky charm.

Trevor Taylor
Action Auto’s 2021 Salesperson of the Year
jolynn medina

Jolynn Medina, lot manager at Action Auto of Oxford, was recently named Action Auto’s 2021 Salesperson of the Year after selling a record number of vehicles. Medina who, sold a total of 161 vehicles last year, said her favorite part of the job is seeing happy customers walk away with a new car. “I love to see people grinning from ear to ear from the satisfaction of getting the car they wanted,” Medina said. "I try to treat people the way I want to be treated.”

Crystal Elliott, Action Auto’s operations director, said that she has been consistently impressed by Medina’s growth since she started at Action Auto in 2019. She is not only a more effective salesperson but stands out as a leader at the Oxford lot. “She is leading by example and showing her people the way of the company in a way that’s supportive and encouraging.”

Action Auto is a buy here, pay here car dealership that sells quality vehicles to individuals regardless of their financial situation or background. Action Auto offers a plethora of vehicle options whether you are looking for a SUV, truck, sedan, or something else. Action Auto provides affordable payments and down payments that are based on your income, so you know you can afford the payment and not only that, but each vehicle is backed by a 12 month and/or 12,000-mile warranty. Be sure you stop by Action Auto so you can Drive with Confidence! We are proud of our outstanding vehicle selection and our dedicated sales team and look forward to what 2022 will bring.

Action Auto Used Car Dealerships in Mississippi and Alabama

Used Car Dealership with 5 locations in Oxford, Columbus, Tupelo, MS & Florence and Decatur, AL

There are many reasons why Action Auto dealerships are the go-to dealer of quality pre-owned vehicles in Mississippi and Alabama. We have 5 locations to serve our customers in Oxford, Columbus, Tupelo, MS & Florence and Decautor, AL and the surrounding area. Our knowledgeable sales staff, seasoned finance experts, dedicated maintenance department, and diverse inventory has established us as an automotive leader in Mississippi and Alabama. We are ready and willing to join you in your journey to finding the perfect car, SUV or truck with the financing option that best corresponds to your needs.

With our wide variety of used automobiles, we are certain you will find a vehicle in our inventory that suits you perfectly. Find out the many reasons customers shop with confidence at Action Auto dealerships. We have one goal in mind. Our goal: A fun, successful dealership that makes a difference in the lives of our co-workers, customers, and community. We want you to have a worry-free shopping experience no matter what your financial situation. Ask about our “12 month/12,000-mile vehicle protection plan” and our “Awesome Referral Program ” Needless to say, we are here to treat you the way we would want to be treated, like family.

We are a Buy Here, Pay Here dealership. We pride ourselves in making the car buying process fast and easy. All of our pre-owned vehicles undergo rigorous inspection and maintenance to ensure their longevity, appearance, and reliability. With our low prices and high standard of quality, we provide the used cars with the best value in Mississippi and Alabama. We also find the perfect financing for you no matter of your credit situation.

Once you've made the decision to purchase one of our low mileage, late-model vehicles, one of our financing team members will be here to help you with financing. We offer low down payments and low weekly payments. We want to put you in a safe, reliable car that you will love and that you can afford. We finance based on income, not credit.

Thank you for visiting! To learn more about Action Auto, visit our hours and directions page. Our locations are located in the following cities and serve the following towns and communities.

Action Auto Columbus:

Serving Columbus, West Point, New Hope, Whitebury, Ethelsville, Steens, Woodlawn, Caledonia, Mayhew, Crawford and More!

Action Auto Oxford:

Serving Oxford ,Batesville, Taylor, Pope, Water Valley, Holly Springs, Pontotoc, Abbeville, Courtland, Sardis and More!

Action Auto Florence, AL:

Serving Florence, Hickory Hills, Windcrest, East Florence, Lakeside Highlands, Wilson Heights, Windsor Heights, and More!

Action Auto Decatur, AL:

Serving Decatur, Trinity, Belle Mina, Mooresville, Princeville, Hartselle, Mouton, Huntsville, and More!

Action Auto Tupelo:

Serving Tupelo , Pontotoc , Verona, Shannon, Plantersville, Mooreville, Saltillo, Sherman, Blue Springs, Chesterville, New Albany and More!