We finance all levels of credit at Action Auto! That is right: everyone is approved and applying takes less than one minute! Action Auto has affordable down payments, and a financing team dedicated to helping you find the best deal based on your income. Do not let your credit worries stop you from purchasing the vehicle that you need. All our financed vehicles are backed by a 12 month / 12,000-mile warranty, so you can Drive with Confidence.

Answer 6 quick questions and be approved in minutes. Once your information is submitted one of our friendly team members will contact you to finalize the application and answer any questions you have about your loan application.

Action Auto takes your privacy seriously and does not share or sell your information with anyone without your consent.

Getting Started
Residence Information
Additional Information
  • By submitting this Credit Application, you acknowledge receipt of our Terms & Conditions
  • By signing I hereby authorize and instruct Action Auto LLC to obtain and review my credit report. My credit report will be obtained from a credit reporting agency chosen by Action Auto LLC. I hereby authorize and instruct Action Auto LLC to obtain a consumer report to verify my employment and income information. I understand that Action Auto LLC may use social media accounts as a means of verification if necessary and I certify the above information to be accurate and complete and intend it to be relied upon by the financial institution receiving this application.In order to qualify for one of our many credit programs, if you proceed with the questions above and send your information by clicking on the "submit" button, you are thereby giving your consent for our dealership to obtain a consumer credit report.
  • Submit!

Action Auto Oxford

459 Hwy 6 W
Oxford, MS 38655
Toll-free: 888-859-2615
Phone: 662-281-7190

Action Auto Florence, AL

1956 Florence Blvd
Florence, AL 35630
Phone: 256-740-3137

Action Auto Decatur, AL

804 Beltine Road SW
Decatur, AL 35601
Toll-free: 888-859-2615
Phone: 256-280-2200

Action Auto Columbus

2325 Hwy 45 N.
Columbus, MS 39705
Toll-free: 888-859-2615
Phone: 662-241-0002

Action Auto Tupelo

1401 S. Gloster Street
Tupelo, MS 38801
Toll-free: 888-859-2615
Phone: 662-350-0576