Action Auto
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  • Action Auto is Best of Oxford
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We finance all levels of credit

Oxford Florence Decatur Tupelo Columbus

We Make It Easy

Trade Forms
What to Bring?
1. Bring your two most recent paystubs
2. Valid Driver’s License
3. Be prepared with 5 references
4. Down Payment
Steering Wheel
What can you Expect?
1. Submit application
2. Central Underwriting office will review
3. Closing via video conference with an underwriting specialist
Leave Happy
Drive away with Confidence!
1. Make payments easily via phone or online at
2. For any account or service-related information, call 1-888-859-2615
  • Roger P
    more than a year ago
    I had a great experience shopping for my first car at Action Auto. The salesperson was very helpful and I am loving my new Escape.
  • Aisha B.
    more than a year ago
    I love that they did not hold my past against me. And I got blessed with a really nice looking nice running 2011 vehicle. They did not limit me to something I didn't want but I was able to still get the car of my desire.
  • Michael H.
    more than a year ago
    Great service! And the salesman Louis was very helpful and courteous. Whole experience took less than hour.
  • Jamie D.
    more than a year ago
    Easy to deal with. Perfect down payments.
  • Jordan R.
    more than a year ago
    I couldn't be happier to get my first car from here at Action Auto the team is great and are willing to help you out with what benefits you!!!
  • Tim M.
    more than a year ago
    Friendly people, nice cars
  • Steven C.
    more than a year ago
    We love Action Auto, our credit was less then perfect and the team set up on an awesome buy here pay here plan! Thanks Action Auto!
  • Barbara Tinnel
    more than a year ago
    My experience with action auto was great. Everyone was friendly. Jolynn was so helpful she walked me through the entire process. She allowed me time to choose what I wanted and not feel pressured all while making sure I never felt alone. I recommend action auto to everyone especially those with unique circumstances. Also the receptionist was friendly and knowledgeable. She really warms the office atmosphere. Thanks a lot.
  • Ionna Jackson
    more than a year ago
    I had the pleasure of talking to this guy named Kevin on the phone one day... I informed him the I was looking to purchase something.. the color was gold SUV... A few days later, I kept my word, I showed up... well.... I didn't get my gold SUV but Kevin made sure i was gonna be satisfied... the Oxford crew was amazing ... they went beyond the call of duty and I thank you for a job well done... they made me feel like family
  • Kathryn Morris
    more than a year ago
    My experience with Action Auto in Oxford, MS was wonderful.. The girl that sits in the front (can't remember her name) was excellent..from the time I walked in I was greeted with her smiling face.. I had just met her and it seemed like I had know her my whole life.. she is what customer service is all about.. she introduced me to Jolynn .. she definitely put me in the right hands.. Jolynn kept in touch with me daily and got the job done...Me credit isn't good at all and she worked with me so I could get approved!! The best car buying experience I have ever had..again.. shout out to y'all's Oxford crew!!They do a wonderful job!!!! Thanks guys!!!
  • Katrina Delaughter
    more than a year ago
    I had a great experience here!!! It was easy and fast....I went in so nervous and was easily calmed. The staff was great. I would definitely recommend Action Auto to my friends and family!!! Thanks again Action Auto!!!
  • Brad Freeman
    more than a year ago
    Have my 2008 Chevy Malibu from them had it almost 5 years now and couldn't ask for a better company.
  • Aisha Berry
    more than a year ago
    I Love that they did not hold my past against me. And I got blessed with a really nice looking nice running 2011 vehicle. They did not limit me to something I didn't want but I was able to still get the car of my desire. To God be ALL the Glory!
  • Shevron Williams
    more than a year ago
    Service was excellent and salesman and manger are very knowledgeable about the vehicles they have on there lot .and young lady at the desk was very professional and friendly ,got up and was at the window of her office before I got in the door good that's a plus !!!!!!!

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Stephen Larrimore wins 2022 Salesperson of the Year

From the first day Action Auto Florence opened its doors in July of 2021, Lot Manager Stephen Larrimore was determined to see the location succeed at the highest level.

After recently being named 2022 Salesperson of the Year, Larrimore feels a sense of pride in seeing it come to fruition.

"I remember right after I got hired, we had a managers meeting, and I told them that we were going to bring this trophy to Alabama, despite us being a new location and in our first year," Larrimore said. "I have been selling for a long time and take great pride in it. It takes the whole lot, though. Not just me. It's a team effort to be able to achieve this after just one full year in business."

Stephen joined Action Auto in August of 2021 and was instrumental in helping open both our Florence and Decatur locations. He manages his Action Auto Florence staff with a team-first mentality, one that is rooted in doing whatever it takes to help customers find a vehicle they can afford.

"We work hard every day to assist customers in finding the right vehicle. We are providing them something they need," Stephen said. "I do everything I can to help everyone on our team. I think everyone shares that attitude and that approach. We need everyone here to succeed in order for our lot to be successful."

Stephen had several years of experience in auto sales before joining Action Auto and says he finds great satisfaction in the buy here, pay here space because he is helping customers, who might not be able to purchase a vehicle elsewhere, acquire a reliable source of transportation within their budget.

"It's helping people that I couldn't otherwise help. Here, we can help people get a car when they have been told no elsewhere," Steven said. "Here in Florence, we don't have a lot of public transportation, and a lot of the community is relying on friends and relatives for rides," Stephen said. "When you have kids and things to do, that is tough. But we are here to help them get a car they can afford."

Stephen believes in empowering his staff, trusting them to do their job and making it known that everyone's role is equally invaluable in the overall success of the lot.

"We are a team. It takes everyone on the team to meet our goals. When we do, everyone will be rewarded."

"You have to trust the people you work with. That is a big thing for us. We trust everyone to do their jobs and we know that everyone's role is a valuable part to the team's success."

Congratulations to Stephen and the entire staff at the Action Auto Florence location on this achievement.

Stephen Larrimore

Action Auto Decatur celebrates one year anniversary

Action Auto's Decatur location recently celebrated its one-year anniversary since opening in November of 2021

In its first year serving the Decatur community, the lot has seen tremendous growth as our team strives to find quality, affordable car options that meet customers' needs.

"I firmly believe that we provide a service for people that others do not." said Sales Manager Eric Wise. "We are providing our customers with value that they can afford, but also that they are comfortable with. The ease with which we do the deals with the customers, we have got it down to a science. The payments are affordable, and it works for the customers. We are putting our trust in them and they are putting their trust in us."

Wise joined the team in May and was quickly enthralled by the team-first, family-oriented culture Action Auto Decatur has cultivated since opening.

"We work as a team," Wise said. "You may have a title, but we are all going to do the work needed to help one another and help make the lot as successful as it can be. No one is bigger than the team here. We are doing it for the store. We don't have individual goals; we have store goals. It is a family dynamic."

He thinks it is an environment that makes it easy to be the best version of yourself, which in turn helps the team better serve customers as they strive to help the Decatur community find reliable transportation options within their budget. The car-buying process can be stressful, the caring, customer-centric the Decatur team provides to customers makes the process seamless and builds a level of trust while providing an essential service.

"I want people to come in and feel like we are here to help them," Wise said. "We try to make the process as personal as possible. If you come into our store, we are going to talk. We let all of our customers know that if they ever need anything, we are here to help, even once they buy a car."

The Action Auto Decatur team is thrilled with the growth that came in their first year and is excited to continue to grow into next year and beyond as they aim to continue to serve the community.

"The growth we've seen has been great. We take great pride in helping our many customers in Decatur" Wise said. "We feel like we are ready to take it to the next level."

Action Auto Bucks National Trend

Despite challenges, Action Auto has increased sales and kept its lots stocked with inventory in 2022

Thanks to supply chain issues and inflation's impact on demand, 2022 has been a rough year for auto sales. Autoweek recently reported that sales were down more that 19% in 2022 compared to the first half of 2021.

Michael Lindsey, chief operating officer with Action Auto, is first to admit it’s been a challenging year for keeping inventory and sales figures up.

Despite these obstacles, however, Action Auto has managed to increase sales and maintain the inventory to meet diverse customer needs. Lindsey said his company is ahead of both their yearly projections and where they were at this point in 2021.

“Action Auto has focused on having a broad mix of inventory, so we’d have something for every customer’s needs and budget,” he said. “This helped us achieve higher sales figures even with fewer vehicles in inventory.”

Action Auto’s Tupelo lot has been instrumental to the company’s success as the home of its new in-house reconditioning shop. Earlier this year, Action Auto opened the shop to perform vehicle repairs and upgrades before they hit the lot for customers.

“The reconditioning shop allows us to enhance the condition of the cars in our inventory in a cost-efficient and timely manner, giving our customers more options to choose from when they step onto the lot,” Lindsey said.

The in-house shop lets Action Auto prioritize particular vehicles to fill inventory gaps. Lindsey said it also means the dealership can complete mechanical work at the lowest cost and pass this savings on to customers.

Lindsey also credits Operations Director Crystal Elliott, who leads the company’s sales and collections teams, with Action Auto’s success.

“Crystal and the sales team’s ability to match our customers with a car that fits both their needs and their budget is apparent in both their excellent performance and overall production this year,” Lindsey said.

Elliott focuses on training the dealership’s sales and collections teams on how to best interact with potential and existing customers.

“Even with all the challenges of the past couple years, our lot staff and collections teams have worked incredibly hard to genuinely serve our customers and create an enjoyable experience for everyone,” Elliott said. “I’m so excited to see how we finish out these last few months of the year.”

Local Action Auto Leader Driven to Help Florence Residents

Amanda Jones loves to see customers get behind the wheel

Starkville native Amanda Jones first joined on at Action Auto two years ago, working as a sales associate in Columbus, Miss. After only a year, the company presented Amanda with the opportunity to move to Florence and open the newest location for the growing company.

“I’m grateful to be in the position I am in today,” Jones said. “When I was asked to open the lot here in Florence, I jumped at the opportunity.” Amanda went on to detail how much the company has cared for her since she started, stating that they are as committed to their team as they are to each customer. “Everyone on our team feels cared for, which directly translates to success on the lot.”

When Jones gets to work every day, she checks inventory to ensure accuracy. She also connects with customers that submitted online credit applications to capitalize on leads. In addition to her responsibilities as lot manager, Amanda facilitates outreach with area businesses, increasing awareness and business for the dealership.

“It’s important that customers know what we’re all about,” she said. “We want to help people that may have been turned down by other dealerships, assuring them that we can find a solution that ends in them driving away happy.”

After spending more than a year in Florence, Amanda has grown fond of the community. “I absolutely love Florence. I’m so blessed to be able to work with so many great people around town.”

EquiPro’s Action Auto Named the Best Used Car Dealership in Oxford

Action Auto is the best used auto sales lot in Oxford, Miss., according to the 2022 Best of Oxford list, an annual community poll organized by The Oxford Eagle that recognizes the area’s favorite businesses, restaurants, services and places.

The Buy Here, Pay Here dealership, which provides individuals access to vehicles regardless of their financial situations, has been serving the community since May of 2016 and has sold more than 1,300 cars to local customers.

“We are so incredibly thankful to the people of Oxford for this recognition,” said Oxford lot manager Jolynn Medina of the award, which was announced in the July/August issue of Oxford Magazine. “Everyone has put in a great deal of work to put ourselves in this position, but we would not be here without our amazing customers.”

Action Auto is a subsidiary of Oxford-based investment firm EquiPro Holdings, which currently operates four additional lots across Mississippi and Alabama. Action Auto has built a reputation for quality and customer service.

Each Action Auto vehicle is backed by a 12,000 mile/12-year protection plan, an effort that has created trust through a promise. The dealership is dedicated to getting customers behind the wheel of a quality car they can feel confident about and providing a convenient payment method.

“All of us at Action Auto are very proud, but not surprised at this recognition for the team in Oxford,” said operations director Crystal Elliott, who works closely with each of their locations. “They do an excellent job of delivering on the mission of our company, and truly care about finding solutions to put people behind the wheel.”

Action Auto Used Car Dealerships in Mississippi and Alabama

Used Car Dealership with 5 locations in Oxford, Columbus, Tupelo, MS & Florence and Decatur, AL

There are many reasons why Action Auto dealerships are the go-to dealer of quality pre-owned vehicles in Mississippi and Alabama. We have 5 locations to serve our customers in Oxford, Columbus, Tupelo, MS & Florence and Decautor, AL and the surrounding area. Our knowledgeable sales staff, seasoned finance experts, dedicated maintenance department, and diverse inventory has established us as an automotive leader in Mississippi and Alabama. We are ready and willing to join you in your journey to finding the perfect car, SUV or truck with the financing option that best corresponds to your needs.

With our wide variety of used automobiles, we are certain you will find a vehicle in our inventory that suits you perfectly. Find out the many reasons customers shop with confidence at Action Auto dealerships. We have one goal in mind. Our goal: A fun, successful dealership that makes a difference in the lives of our co-workers, customers, and community. We want you to have a worry-free shopping experience no matter what your financial situation. Ask about our “12 month/12,000-mile vehicle protection plan” and our “Awesome Referral Program ” Needless to say, we are here to treat you the way we would want to be treated, like family.

We are a Buy Here, Pay Here dealership. We pride ourselves in making the car buying process fast and easy. All of our pre-owned vehicles undergo rigorous inspection and maintenance to ensure their longevity, appearance, and reliability. With our low prices and high standard of quality, we provide the used cars with the best value in Mississippi and Alabama. We also find the perfect financing for you no matter of your credit situation.

Once you've made the decision to purchase one of our low mileage, late-model vehicles, one of our financing team members will be here to help you with financing. We offer low down payments and low weekly payments. We want to put you in a safe, reliable car that you will love and that you can afford. We finance based on income, not credit.

Thank you for visiting! To learn more about Action Auto, visit our hours and directions page. Our locations are located in the following cities and serve the following towns and communities.

Action Auto Columbus:

Serving Columbus, West Point, New Hope, Whitebury, Ethelsville, Steens, Woodlawn, Caledonia, Mayhew, Crawford and More!

Action Auto Oxford:

Serving Oxford ,Batesville, Taylor, Pope, Water Valley, Holly Springs, Pontotoc, Abbeville, Courtland, Sardis and More!

Action Auto Florence, AL:

Serving Florence, Hickory Hills, Windcrest, East Florence, Lakeside Highlands, Wilson Heights, Windsor Heights, and More!

Action Auto Decatur, AL:

Serving Decatur, Trinity, Belle Mina, Mooresville, Princeville, Hartselle, Mouton, Huntsville, and More!

Action Auto Tupelo:

Serving Tupelo , Pontotoc , Verona, Shannon, Plantersville, Mooreville, Saltillo, Sherman, Blue Springs, Chesterville, New Albany and More!